FT Lending Insure — Insurance, Attached at Disbursement.
AI-powered embedded insurance software that attaches credit life and asset protection cover the moment a loan is disbursed, manages claims and foreclosure cancellations automatically, and keeps every policy tied to the loan it protects.
Loan Protection Insurance Shouldn't Be an Afterthought
Every loan disbursed carries risk — for the borrower and the lender. When insurance attachment, claims, and foreclosure cancellations are handled manually, cover gets delayed, refunds get missed, and lenders carry exposure they didn't need to.
Cover Lags Behind Disbursement
When insurance is added manually after a loan is disbursed, there's a window where the borrower and the loan are uncovered.
Foreclosures Don't Trigger Refunds
When a loan is foreclosed early, the linked insurance often isn't cancelled — leaving unclaimed refunds and unhappy borrowers.
Claims Stall Without Loan Context
Without a direct link between the loan and the policy, claims processing slows down while teams manually verify loan status.
From Loan Disbursement to Policy Closure — One Automated Flow
Every stage of the loan-linked insurance lifecycle — from attachment to cancellation — flows through one connected system, tied directly to loan status.
Loan Data Sync
Loan disbursement data syncs automatically from your lending system — no manual entry to trigger cover.
AI-Powered Cover Attachment
FT Lending Insure attaches the correct credit life or asset protection policy the moment the loan is disbursed.
Real-Time Claims Intake
Claims are raised directly against the linked loan and policy, with AI verifying loan status before processing.
Foreclosure Detection
When a loan is foreclosed or closed early, the system detects it automatically and flags the linked policy for cancellation.
Automated Refund Triggers
Once a cancellation is confirmed, eligible premium refunds are calculated and triggered automatically.
Audit-Ready Reporting
Every attachment, claim, and cancellation produces a clean, exportable report, ready for review.
Everything Your Lending Team Needs To Protect Every Loan
Dual-view architecture designed for borrower transparency and lender control.
For The Borrower
For The Bank / NBFC
AI That Keeps Cover In Sync With Every Loan
FT Lending Insure isn't a bolt-on policy tracker — it's insurtech built with AI at the core.
AI-Powered Cover Matching
Matches every disbursed loan to the correct protection policy automatically, based on loan type and amount.
AI-Powered Foreclosure Detection
Identifies early loan closures automatically and flags the linked policy for cancellation.
Automated Refund Calculation
Calculates eligible premium refunds based on policy terms and cancellation date, triggering payouts automatically.
Insurtech-Native Architecture
Built on FondosTech's insurtech engine, connecting loan-linked insurance to claims and payout records already on the platform.
One Loan Protection System, Every Kind of Lending Business
Empowering banks, NBFCs, insurance brokers, and agencies alike.
Banks
Attach credit life and asset cover automatically across every loan, with foreclosure cancellations handled automatically.
NBFCs
Offer embedded protection on every loan product, without a dedicated team managing attachment by hand.
Insurance Brokers
Service lending partners' embedded programs at scale, with loan and policy data always in sync.
Insurance Agencies
Manage loan-linked insurance portfolios for multiple lending partners from a single platform.
See What Changes, Side By Side
Compare legacy manual loan-insurance handling with FT Lending Insure's automated platform.
Your Loan-Linked Insurance Questions, Answered
Everything you need to know about FT Lending Insure's attachment, claims, and cancellation process.
Schedule a DemoReady to Attach Insurance the Moment a Loan Is Disbursed?
See how FT Lending Insure replaces manual attachment and tracking with one AI-powered loan protection system.
